Mobile phone insurance covers mobile phones and PDAs
Warning: Not all mobile phone insurance policies offer value for money
Tip: Read the small print, specially excess and exclusions, when evaluating policies. An insurance policy that only covers your phone while in your home is not efficient. A policy which excludes loss does not provide value for money.
Separate phone insurance or add-on to home contents policy?
Home contents insurance typically has an excess of £150 or more. Even a small claim will have a big effect on your 'no claims' bonus.
Insure your mobile phone on a separate policy - it is too easy to lose or damage or get stolen.
Don't lose out - insure your mobile phone now.
Why choose 2U Mobile Phone Insurance?
All claims are completed within 48 hours!
2U protects against everything
- Insure against ...
- Water damageIt takes only ONE drop of water on the 'brains' (circuit board) of your mobile phone to 'kill' it. That one drop can short-circuit the electronics, fusing the parts so it no longer works. One drop of water, one dead mobile phone.
TheftMobile phone theft is a serious issue. Theft leaves as many as 10,000 people each month in the UK without their mobile phone (right now, imagine having your mobile stolen - how many contact numbers are on your mobile that are not written or stored anywhere else?).
LossMobile phone loss is not covered by many insurance policies, which leads to higher mobile phone crime figures ...
Because many insurance policies do not cover loss, when a customer loses their phone, they commit fraud by claiming it was 'stolen', thereby increasing the figures for 'phone crime'.
By insuring your phone for loss, you are effectively helping to bring the mobile phone crime figures down!
Fraudulent callsMobile phone fraudulent calls are calls made after someone steals your mobile. You could find yourself liable for hundreds of pounds of calls made by someone else on your phone.
International coverWhat happens when you travel abroad and your mobile is stolen or damaged? It is not covered by the manufacturer's warrantee If you are a jet-setter, regularly travelling internationally, or simply holidaying abroad, you are at increased risk because, lets face it, criminals target travellers and tourists.
Extended warranteeBy law in the UK, your mobile phone is covered by a manufacturer's warrantee for the first 12 months after purchase. If on day number 366 after purchasing your phone ... it dies for no particular reason (eg the screen just stops showing anything) ... you have to pay to have it repaired.
That is why some (not all) mobile phone insurance policies offer an extended warrantee, for as long as you hold that insurance.
Accidental damageIf you drop you phone accidentally, and the screen is shattered, it is not covered by the manufacturer's warrantee. The warrantee will only cover you for breakdown i.e. things going wrong for no particular reason, such as the screen just 'going dead' and stopping working. Not accidental damage.
3 levels of insurance cover
- Economy Policy - Only 8 pence per day
- Covers phones up to £150 - £2.49 per month
- Standard Policy - Only 19 pence per day
- Covers phones up to £400 - £5.88 per month
- Executive Policy - Only 26 pence per day
- Covers phones up to £1,000 - £7.99 per month
Click here to discover the right Policy Cover for your phone
Order here <<< click here now to insure your phone
No-Claims Bonuses
After 12 months you receive a free battery worth up to £82.
After 24 months you receive a free upgrade to the latest handset
(subject to Mobile Phone Insurance Terms & Conditions)