2u boast that their mobile phone insurance policies cover you for loss. If you lose your phone, you are covered. You only pay an excess of £50.

Why is the 2u policy rated so highly?

The 2U mobile phone insurance policy costs more than others. They claim it is a "cover-all" policy that covers more than any other policy: in fairness, it does.
Instead of being outstanding in any one single area (apart from being a very good loss policy), it covers most elements that make up a good, protective mobile phone insurance policy.
They cover up to £1000 for any one claim.

Water Damage
Yes, water damage is covered. Very important when only a few drops of water can fry the brains of a phone.

Theft
Yes, 2u insurance covers theft with an excess of £25.

Loss
2u cover the loss of your mobile phone, not covered by many other isurers. Even with an excess of £50 it is still very valuable cover.

Fraudulent Calls
2u cover fraudulent calls between when your phone is stolen and you report it stolen, up to £100 (on top of the cover for the main claim) so long as you report the theft to the Police within 24 hours.
Most other policies only cover you after the phone has been reported stolen, i.e. after it has been locked by the network so no calls can be made. Fraudulent call cover is a big benefit with the 2u mobile insurance.

International Insurance Cover
Yes, up to 60 days international cover per year. This includes loss and damage (which must be repaired in the uK) and includes an excess of £75.

Extended Warrantee
Yes, 2u insurance covers general breakdown of the mobile phone.

Accidental Damage
Your phone will be repaired if it is damaged as a result of an accident. If it can't be repaid, the phone will be replaced.

You can read the full Terms and Conditions

Other key factors to consider

  1. The cost of the policy, from £2.49 to £7.99 per month - it costs more than some policies because it covers more. Cheaper policies for low cost phones.
  2. The underwriting company - The company behind 2u, Mobile Phone World Ltd, has been established for over 10 years and is underwritten by Equity Red Star.
  3. Speedy Claims - They promise to deal with every claim within 48 hours
  4. No-claims bonus - a free battery after one year, a free upgrade after 2 years
  5. Different payment methods? - They have online ordering, both by card then setting up subsequent payments by Direct Debit, or pay by Direct Debit only (with delayed set up).
  6. Monthly or annual instalment? - only monthly payments offered.

Summary

2u provide a respected insurance policy offering value for money. Apply online